• Getting the funding mix right

    Posted on Jun 22, 2017

    Funding rarely comes from just one source. There is a variety of finance streams available. It is vital that you match new sources of funding with your existing finance arrangements. These are likely to be dictated by the growth stage of your company, the amount of funding required and the need.

    Key types of funding include personal or commercial mortgages, credit cards, grants, enterprise…

  • Funding for growth

    Posted on Jun 01, 2017

    If only the government and high street banks understood the challenges faced by small and medium sized enterprises (SMEs) in running their businesses! The sad fact is that this vital sector of the British economy is either overlooked entirely or offered finance at exorbitant and unacceptable rates. This can have a negative effect on the growth of a business.

    Business challenges nearly always…

  • Bank Referral Scheme - a ticking time bomb?

    Posted on Jun 01, 2017

    The Bank Referral Scheme helps businesses which can’t get funding from the major banks to find other sources of finance.

    In 2015, the government introduced legislation which requires banks to offer to refer their unsuccessful applicants to designated finance platforms. These platforms will then help the referred business find another source of business finance.

    A business may be…

  • Help to Grow can help you nurture your business

    Posted on Apr 19, 2017

    The British Business Bank launched the initial phase of the government’s Help to Grow programme in May 2016. The first £30 million of Help to Grow-supported lending was delivered to businesses through Lloyds Banking Group. These growth loans are bespoke debt-based finance that goes beyond senior debt in terms of its risk appetite. It is used to support business growth and development.

    In…

  • R&D tax support for SMEs

    Posted on Apr 11, 2017

    The government will be looking at ways to implement changes to the R&D Tax Credit scheme. The aim is to reduce red tape to encourage SMEs to apply.

  • Finance a property portfolio

    Posted on Mar 22, 2017

    Is property still a good investment and should potential investors be seeking to finance a portfolio or stick to a single property?